Car insurance costs trended higher in the first half of this year after declining in 2025, and a new report projects increases in over 30 states this year.

An analysis by Insurify found car insurance premiums fell 6% last year, with drivers in 39 states seeing a decline in average full-coverage premiums. However, in the first half of 2026, the average cost of full-coverage premiums rose 1% to $2,237, with 27 states having seen cost increases to date and 32 states expected to see increases by year’s end.

“Unfortunately, this year, a majority of the states are trending up,” Insurify CEO Snejina Zacharia told FOX Business in an exclusive…

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