It’s not exactly California Dreamin’.

San Francisco and Los Angeles have been named among the world’s 20 happiest destinations — but both Golden State metropolises squeezed onto the list perilously close to the bottom.

The City by the Bay took 17th place with a 67.5 “Happy Place” score, while LA limped in at No. 19 with a score of 61.9, according to a new ranking from Irish travel insurance company JustCover.

The humbling showing left the home state of Disneyland — famously billed as “The Happiest Place on Earth” — with some explaining to do. Anaheim did not appear in the published top 20.

The insurer analyzed more than 1 million online reviews…

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