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Home » How do therapy costs compare around Europe?
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How do therapy costs compare around Europe?

News RoomNews RoomApril 22, 2026No Comments
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How do therapy costs compare around Europe?

Workers across Europe are under constant pressure, caught amid geopolitical crises that ramp up the cost of living and automation that threatens to chip away at jobs.

Seeing a specialist seems to be one of the go-to recommendations of people on the brink of burnout, or already dealing with it.

A report by Eurofound — the EU’s agency focused on improving working conditions — showed workplace stress levels and therapy costs across Europe.

The findings, however, are sobering. The average cost of a handful of private sessions, typically lasting between 45 and 60 minutes, can, in some cases, eat up an entire monthly minimum wage.

Where is therapy the cheapest in Europe?

Starting with the good news, France and Spain emerge as two of the most affordable countries.

In France, not only is the cost of a private session relatively low — usually between €50 and €80 — but the public healthcare system covers up to 60% of the cost, capped at €50. The rest is typically picked up by private insurance, for those who have it.

In Spain, prices can dip even lower, with a private session costing up to €70. Private insurance — covering about one in four Spaniards — usually reimburses between 15 and 20 sessions.

Who has the highest therapy costs compared to salaries?

Germany tells a different story. According to Eurofound, private insurance doesn’t cover psychotherapy sessions.

A single appointment can set patients back €100 to €150, and 10 sessions can swallow anywhere from two-thirds to an entire salary on minimum wage.

Romania seems to be the extreme case. The cost of 10 private sessions can match or even end up being two and a half times the monthly minimum wage. The report notes that private sessions aren’t covered by private insurance.

Greece shows a similar picture. Ten sessions can add up to as much as 170% of a monthly minimum wage, although in some cases, private insurance may chip in.

Do private health insurance plans cover therapy?

In most cases, yes.

Denmark also ranks among the most expensive, up to 175%. However, around 40% of the cost is reimbursed by the state, with an additional share often covered by a supplementary insurance, which reaches nearly three million people.

All things considered, Ireland may be one of the European countries where therapy is most accessible. Not only are session costs reasonable — between €60 and €90 — but when you stack them up against local wages, 10 private sessions come in at around 32% to 48% of a monthly minimum salary, with part of the bill often covered by health insurance.

Which workers are most at risk of burnout and why?

Negative working conditions, like job insecurity, harassment, clashing demands, and excessive workloads, can all take a toll on mental health.

Some sectors are hit harder than others, especially those involving direct contact with customers.

According to Eurofound, the highest rates of people who report feeling often or always emotionally exhausted were found among healthcare and social workers, with 24.5%.

Does hiding emotions contribute to exhaustion?

One of the things that most contributes to stress for health workers is hiding their emotions “most or all the time”, according to the agency’s research.

Accommodation and food services are the second-most mentally drained category of professionals, with nearly 23% of respondents affected. Here, the fast-paced environment is the main source of stress, with employees struggling with high speed and tight deadlines.

Educators are third with around 20% feeling mentally exhausted. Similarly to health workers, many feel forced to hide their feelings.

At the same time, the lowest proportions of those at risk of exhaustion were found among IT (13.1%) and public administration (14.1%) professionals.

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